Benefits Spotlight
Providence Student Debt Match: Save for retirement while paying off your student loans
For many healthcare professionals, student loan payments are a reality long after graduation. And when you’re balancing monthly expenses, retirement savings can sometimes take a back seat.
At Providence, we believe advancing your career shouldn’t mean putting your financial future on hold.
That’s why we offer our Student Debt Match program, which helps eligible caregivers (employees) focus on paying their student loans while building retirement savings.
Supporting your financial goals today and tomorrow
Saving for retirement and paying off student loans can feel like competing priorities. The Student Debt Match program helps bridge that gap.
Through the program, eligible student loan payments are treated similarly to retirement plan contributions for matching purposes. Providence then provides an employer match based on those payments, which is deposited directly into your 401(k) account.
Check out the example graphic below from Fidelity that explains how caregivers in different financial circumstances can still meet their match.

All our caregivers also have complimentary access to Fidelity’s financial planning services, where you can work 1:1 with a workplace financial consultant for help with budgeting, debt management, emergency savings, important decisions about your investments and much more.
These benefits reflect our commitment to supporting caregivers throughout every stage of their careers.
Why this benefit matters
The Student Debt Match program can help eligible caregivers:
- Build retirement savings
- Take advantage of employer matching contributions
- Focus on student debt payments
Over time, even relatively modest retirement contributions can add up. Learn more about the power of compounding plus regular investing.
Build a career—and a future
Looking for a healthcare employer that invests in your professional growth and financial well-being? Discover how Providence supports caregivers through competitive benefits and career development.
Please note: Benefits offered may differ by location. Caregivers covered under a collective bargaining agreement receive benefits in accordance with the terms of their contract. Plan provisions may differ for represented caregivers.









